Standard NJ PAIP Quick Quote Questions

Full Name *

Phone *

Email *

Message *

Are there any non-payments over 30 days?

Number of Resident Relatives

Selecting the “no limitation on lawsuit” option retains your right to sue the person who caused the accident for pain and suffering for an increase in premium.

Lawsuit Options

Gender

Marital Status

Date of birth

Penalty Points

Custody of child resident in household?

Postal code

VIN #

Use

Miles to Work/School (if applicable)

Bodily injury coverage helps pay for the medical expenses of another party involved in an accident if you are found to be at fault.

Standard Bodily Injury

Property damage coverage helps pay for damage that you cause to another person’s property with your vehicle.

Standard Property Damage

Combined single limits provide a single total coverage limit for both bodily injury and property damage liability.

Combined Single Limits

Uninsured Motorist Coverage (UM) is a type of coverage that can protect you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your expenses

Uninsured Motorist Bodily Injury

Uninsured Motorist Property Damage

Uninsured Motorist Combined Singe Limits

PIP stands for Personal Injury Protection. It’s a type of coverage that is designed to pay for expenses for you and your passengers, regardless of who is at fault in an accident.

For “PIP Coverage Type,” it’s recommended you select primary, unless you’re sure your health insurance will cover accident injuries.

PIP Option Chart! These options include income continuation, essential services, death benefits and funeral benefits.

If you chose a numbered PIP Option, select “full” coverage. If you chose “none” for PIP Option, select “med exp only.”

If you choose your health insurance for your primary PIP Option, select “secondary.” If you would like to use your auto insurance policy as your primary PIP Option, choose primary.

Medical Expense Benefit helps cover medical expenses for you and your passengers if you’re injured in a car accident, regardless of who is at fault

PIP Deductible

Medical Expense Benefit

PIP Option

PIP Coverage Type

Comprehensive coverage helps pay for damage caused to your vehicle that is not caused by a collision, while collision coverage helps pay for damage to your vehicle that occurs as a result of a collision.

Comprehensive

Collision

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